Only downside is that it doesn't build credit. However it's free to use.
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If you don't have a credit card...
...see if your bank can get you a Visa Check Card. I just got mine, it's so awesome. You can use it wherever Visa is accepted which is pretty much everywhere.
Only downside is that it doesn't build credit. However it's free to use.--filburt1, vBulletin.org/vBulletinTemplates.com moderator
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My Barclays CC is free to use (if you pay in on time) and its got some great guarantees like price matching, extra years insurance on things you buy and an internet protection guaranteeRaz - KMC Forums
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Originally posted by JakemanWouldn't an actual credit card be better for establishing a credit record?--filburt1, vBulletin.org/vBulletinTemplates.com moderator
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Something about these "check" cards really bother me. The credit card company basically has zero risk but still charges the merchant a 2-3% discount rate, for something I pay with basically what is CASH upfront.
Prices go up for the consumer as a result.
No thanks. If I have the $ with me I'll pay with cash and say "screw the bastard banks".Well, there it is.
- Keeper of the Grove
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There's a $0 liability with the card, though...--filburt1, vBulletin.org/vBulletinTemplates.com moderator
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I can't seem to get either anymore...
horrible credit
and I can't get a check card because of something that's on my Chex record that wasn't my fault (someone stole my checks and wrote $50,000 in bad checks -- geee... thanks lady <-- she worked for Current), and the bank that I used at the time, got bought by another bank, and the new bank can't find my damn account records.
*sniff*
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Have you tried getting a secure credit card rockergrrl? That is where you open a savings account and you get a credit card with a matching amount. Might work for you.Translations provided by Google.
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Originally posted by SkepticalSomething about these "check" cards really bother me. The credit card company basically has zero risk but still charges the merchant a 2-3% discount rate, for something I pay with basically what is CASH upfront.
Prices go up for the consumer as a result.
No thanks. If I have the $ with me I'll pay with cash and say "screw the bastard banks".Ueli
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Originally posted by orcaWell, the 2-3% are already in the prices if you pay here in Switzerland. So if you pay cash, you actually pay 2-3% more...Means the store earns that.)
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