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  • r.d.garrett
    replied
    Paypal needs better support for Ecommerce too, many features are needed including 1 cent donation "one click" (damned patent) for people I know and various sites (not including YouTube and XYZ consulting obviously) and help for sellers like myself as I keep getting scammed and LOOSING money on Paypal / Ebay sales.

    Leave a comment:


  • r.d.garrett
    replied
    Monopoly Alert! ;-)

    Original poster has Paypal as their SIG.

    Anyway, they do have a monopoly don't they? ;-)

    I'm building a list of alternatives to accept CC payments. When Citibank quit it became a Monopoly in regards to "internet payments" as a category compared to in person banks.

    Lets hope I can find an Ecommerce alternative.

    Leave a comment:


  • paypaldamon
    replied
    Hi Mark,

    I am simply advising you why there is a different process for confirming a credit card through PayPal for overseas customers. Most do not support an avs check. I know it can be an inconvenient process for our users...but it has helped keep our fraud rates extremely low (which impacts recipients of credit card payments because they could receive a chargeback for unauthorized credit card use). Our rates on fraud have been reported at less than half of the published rates for fraud.

    Leave a comment:


  • Mark Hewitt
    replied
    Re: Hi MarkB,

    Originally posted by paypaldamon
    The membership process is in place for international users because an avs screen (address verification) is not available for most international cards. For that reason, we do ask users to confirm their identity by confirming the member number (the logic being that only the person holding the card would be able to get this information).
    I have no problems buying stuff from all of the world with my LloydsTSB debit card. Address verification is no problem.

    Even though I'm "international"

    Leave a comment:


  • paypaldamon
    replied
    Hi MarkB,

    Understood. I was simply explaining my experiences shopping online at several domestic (US sites).

    The membership process is in place for international users because an avs screen (address verification) is not available for most international cards. For that reason, we do ask users to confirm their identity by confirming the member number (the logic being that only the person holding the card would be able to get this information).

    Leave a comment:


  • Mark Hewitt
    replied
    Most people don't usually have access to that sort of thing as often signing up for viewing statements online is a complex process.

    If you have a choice of buying something through paypal or just submitting your credit card details, I'm sure the vast majority will choose the latter.

    Leave a comment:


  • JamesUS
    replied
    Originally posted by okidoki
    Maybe that's true for england, but i don't know of any bank in sweden that doesn't let you check it online.. i'd expect the same goes for most countries actually.



    I'm not sure why more don't. I know that cards belonging to me and my family are mixed...some can and some can't, but most can not be accessed online.

    Even so, transactions still take a day or two to come up on the statement so it is still a long winded process.

    Leave a comment:


  • rylin
    replied
    Originally posted by JamesUS

    Most people do not have access to credit card transaction records online. I know I don't.
    Maybe that's true for england, but i don't know of any bank in sweden that doesn't let you check it online.. i'd expect the same goes for most countries actually.

    Originally posted by JamesUS
    Sure, use it as a secondary service for those who have it, but use a proper credit card processor as the main one.

    Leave a comment:


  • JamesUS
    replied
    Originally posted by Prince
    that does not matter if all they're doing is making a payment to you.
    From the PayPal web site:
    After opening your International account, you will need to add a valid credit card before you may use PayPal to send or receive funds. Show me To complete your membership and lift the sending limit on your account, you must enter your Member Number. For membership confirmation purposes, PayPal will charge your credit card a $1.95 membership fee. The charge will accompany a unique, randomly generated 4 digit Member Number.

    Check your online or physical credit card statement. If you have online access to your credit card statement, it usually takes approximately 2-3 business days for the charge to appear, depending on your issuing bank. If you do not have online access to your statement, wait until you receive your physical statement in the mail to check your 4 digit PayPal Member Number. After you have found your Member Number in your credit card statement, you will need to complete your membership.
    Most people do not have access to credit card transaction records online. I know I don't.


    I use PayPal a lot and I think it's excellent, for certain things. However, in my opinion it should not be used as a primary payment service. Sure, use it as a secondary service for those who have it, but use a proper credit card processor as the main one.

    Leave a comment:


  • MarkB
    replied
    Re: Hi,

    Originally posted by paypaldamon
    I think many users look at creating an account negatively, but I have actually found the process to be pretty much the same wherever I shop online.
    You need to shop around more, then When I bought off Amazon for the first time, I didn't need to wait for a mini-charge to show on my online statement so I could verify my account.
    That's no good if someone's wanting to buy off a site that only offers PayPal, when a competitor offers immediate CC payments. They'll go to whoever can process their order the quickest. Why not just offer a simple payment gateway without the need to open an account?

    Leave a comment:


  • rylin
    replied
    Re: Re: Hi,

    Originally posted by Mark Hewitt
    Hey. I'm in the UK! I'm not international, you are!

    <puts on flame suit>
    LMAO!

    Leave a comment:


  • Mark Hewitt
    replied
    Re: Hi,

    Originally posted by paypaldamon
    [B]The membership process can be a slight burden for some international users. However, those with online statements should be able to get the membership number relatively quickly. The membership process is in place to reduce the probability of credit card fraud.
    Hey. I'm in the UK! I'm not international, you are!

    <puts on flame suit>

    Leave a comment:


  • Prince
    replied
    He's like Superman!

    He just shows up out of nowhere and answers questions!

    Leave a comment:


  • Skeptical
    replied
    Is it just me or is this daemon bot starting to annoy you guys too?

    Leave a comment:


  • Prince
    replied
    Originally posted by JamesUS
    That is an issue because of the extensive account verification procedure that users have to go through when registering with PayPal.
    that does not matter if all they're doing is making a payment to you.

    Leave a comment:

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